/* Uncle Sam's Tax — unclesamhat.com */
:root {
  --navy: #0b1f3a;
  --navy-mid: #16345c;
  --navy-soft: #1e4a7a;
  --red: #c41e3a;
  --red-soft: #e63950;
  --cream: #f7f4ef;
  --cream-dark: #ebe6dc;
  --gold: #c9a227;
  --gold-soft: #e8c547;
  --white: #ffffff;
  --text: #1a2332;
  --text-muted: #5a6577;
  --border: #d9d2c5;
  --success: #1a7a4c;
  --success-bg: #e8f5ee;
  --warn: #b86e00;
  --warn-bg: #fff6e5;
  --shadow: 0 8px 30px rgba(11, 31, 58, 0.08);
  --shadow-lg: 0 20px 50px rgba(11, 31, 58, 0.12);
  --radius: 16px;
  --radius-sm: 10px;
  --font: "Segoe UI", system-ui, -apple-system, sans-serif;
  --font-display: "Segoe UI", system-ui, -apple-system, sans-serif;
  --max: 1120px;
  --header-h: 72px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font);
  color: var(--text);
  background: var(--cream);
  line-height: 1.6;
  min-height: 100vh;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--navy-soft);
  text-decoration: none;
  transition: color 0.2s;
}

a:hover {
  color: var(--red);
}

/* ——— Header ——— */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  height: var(--header-h);
}

.header-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 1.25rem;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  color: var(--navy);
  font-weight: 700;
  font-size: 1.05rem;
  letter-spacing: -0.02em;
}

.logo img {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  object-fit: cover;
  object-position: center;
  flex-shrink: 0;
  background: #f5efe4;
  box-shadow: 0 2px 8px rgba(11, 31, 58, 0.15);
}

.logo span {
  line-height: 1.15;
}

.logo small {
  display: block;
  font-weight: 500;
  font-size: 0.7rem;
  color: var(--text-muted);
  letter-spacing: 0.02em;
}

.nav {
  display: flex;
  align-items: center;
  gap: 0.25rem;
}

.nav a {
  color: var(--text);
  font-weight: 500;
  font-size: 0.95rem;
  padding: 0.5rem 0.85rem;
  border-radius: 8px;
  transition: background 0.2s, color 0.2s;
}

.nav a:hover,
.nav a.active {
  background: var(--cream);
  color: var(--navy);
}

.nav a.btn-nav {
  background: var(--navy);
  color: var(--white);
  margin-left: 0.5rem;
}

.nav a.btn-nav:hover {
  background: var(--red);
  color: var(--white);
}

.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 0.45rem 0.65rem;
  cursor: pointer;
  color: var(--navy);
  font-size: 1.25rem;
  line-height: 1;
}

/* ——— Hero ——— */
.hero {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 55%, #1a3d6b 100%);
  color: var(--white);
}

.hero-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 3.5rem 1.25rem 4rem;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 2.5rem;
  align-items: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 0.35rem 0.85rem;
  border-radius: 999px;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  margin-bottom: 1.25rem;
  color: var(--gold-soft);
}

.hero h1 {
  font-size: clamp(2rem, 4.5vw, 3rem);
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.03em;
  margin-bottom: 1rem;
}

.hero h1 em {
  font-style: normal;
  color: var(--gold-soft);
}

.hero-lead {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.85);
  max-width: 36ch;
  margin-bottom: 1.75rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 1.5rem;
}

.hero-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 1.5rem;
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.65);
}

.hero-meta strong {
  display: block;
  color: var(--white);
  font-size: 1.15rem;
  font-weight: 700;
}

.hero-visual {
  position: relative;
}

.hero-visual img {
  width: 100%;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  border: 3px solid rgba(255, 255, 255, 0.15);
  object-fit: cover;
  aspect-ratio: 16 / 10;
}

.hero-stripe {
  height: 6px;
  background: linear-gradient(
    90deg,
    var(--red) 0%,
    var(--red) 33%,
    var(--white) 33%,
    var(--white) 66%,
    var(--navy-soft) 66%
  );
}

/* ——— Buttons ——— */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  padding: 0.75rem 1.35rem;
  border-radius: 10px;
  font-weight: 600;
  font-size: 0.95rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.15s, background 0.2s, border-color 0.2s, color 0.2s;
  font-family: inherit;
  text-decoration: none;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn:active {
  transform: translateY(0);
}

.btn-primary {
  background: var(--red);
  color: var(--white);
}

.btn-primary:hover {
  background: var(--red-soft);
  color: var(--white);
}

.btn-secondary {
  background: rgba(255, 255, 255, 0.12);
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.35);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.2);
  color: var(--white);
}

.btn-outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--border);
}

.btn-outline:hover {
  border-color: var(--navy);
  color: var(--navy);
  background: var(--white);
}

.btn-navy {
  background: var(--navy);
  color: var(--white);
}

.btn-navy:hover {
  background: var(--navy-mid);
  color: var(--white);
}

.btn-block {
  width: 100%;
}

/* ——— Layout ——— */
.section {
  padding: 4rem 1.25rem;
}

.section-alt {
  background: var(--white);
}

.container {
  max-width: var(--max);
  margin: 0 auto;
}

.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 2.5rem;
}

.section-header .eyebrow {
  display: inline-block;
  color: var(--red);
  font-weight: 700;
  font-size: 0.8rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 0.6rem;
}

.section-header h2 {
  font-size: clamp(1.6rem, 3vw, 2.15rem);
  color: var(--navy);
  letter-spacing: -0.02em;
  margin-bottom: 0.75rem;
}

.section-header p {
  color: var(--text-muted);
  font-size: 1.05rem;
}

/* ——— Tool cards ——— */
.tools-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 1.5rem;
}

.tool-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: transform 0.2s, box-shadow 0.2s;
  display: flex;
  flex-direction: column;
}

.tool-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.tool-card-img {
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background: var(--cream-dark);
}

.tool-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.35s;
}

.tool-card:hover .tool-card-img img {
  transform: scale(1.04);
}

.tool-card-body {
  padding: 1.25rem 1.35rem 1.5rem;
  flex: 1;
  display: flex;
  flex-direction: column;
}

.tool-card-body h3 {
  color: var(--navy);
  font-size: 1.1rem;
  margin-bottom: 0.4rem;
  letter-spacing: -0.01em;
}

.tool-card-body p {
  color: var(--text-muted);
  font-size: 0.92rem;
  flex: 1;
  margin-bottom: 1rem;
}

.tool-card-body .link-arrow {
  font-weight: 600;
  color: var(--red);
  font-size: 0.9rem;
}

.tool-card-body .link-arrow::after {
  content: " →";
}

/* ——— Features / how it works ——— */
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.step {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.75rem 1.5rem;
  text-align: center;
  box-shadow: var(--shadow);
}

.step-num {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--navy-soft));
  color: var(--white);
  font-weight: 800;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
  font-size: 1.1rem;
}

.step h3 {
  color: var(--navy);
  margin-bottom: 0.5rem;
  font-size: 1.1rem;
}

.step p {
  color: var(--text-muted);
  font-size: 0.92rem;
}

/* ——— Trust bar ——— */
.trust-bar {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.8);
  padding: 1.5rem 1.25rem;
}

.trust-inner {
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 2rem;
  text-align: center;
  font-size: 0.9rem;
}

.trust-inner strong {
  display: block;
  color: var(--white);
  font-size: 1rem;
  margin-bottom: 0.15rem;
}

/* ——— Page hero (inner pages) ——— */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  color: var(--white);
  padding: 2.75rem 1.25rem 3rem;
}

.page-hero .container {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 2rem;
  align-items: center;
}

.page-hero h1 {
  font-size: clamp(1.75rem, 3.5vw, 2.4rem);
  letter-spacing: -0.02em;
  margin-bottom: 0.65rem;
}

.page-hero p {
  color: rgba(255, 255, 255, 0.8);
  max-width: 48ch;
  font-size: 1.05rem;
}

.page-hero img {
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  border: 2px solid rgba(255, 255, 255, 0.15);
  aspect-ratio: 4 / 3;
  object-fit: cover;
  width: 100%;
  max-height: 220px;
}

.page-hero.simple .container {
  grid-template-columns: 1fr;
  max-width: 720px;
}

/* ——— Calculator UI ——— */
.tools-layout {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: 1.75rem;
  align-items: start;
}

.tools-nav {
  position: sticky;
  top: calc(var(--header-h) + 1rem);
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1rem 0.75rem;
  box-shadow: var(--shadow);
}

.tools-nav h3 {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--text-muted);
  padding: 0 0.65rem 0.65rem;
}

.tools-nav a {
  display: block;
  padding: 0.55rem 0.65rem;
  border-radius: 8px;
  color: var(--text);
  font-size: 0.9rem;
  font-weight: 500;
  margin-bottom: 0.15rem;
}

.tools-nav a:hover,
.tools-nav a.active {
  background: var(--cream);
  color: var(--navy);
}

.tools-nav a.active {
  background: rgba(11, 31, 58, 0.08);
  font-weight: 600;
}

.calc-panel {
  display: none;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
}

.calc-panel.active {
  display: block;
  animation: fadeIn 0.25s ease;
}

@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(6px);
  }
  to {
    opacity: 1;
    transform: none;
  }
}

.calc-header {
  padding: 1.5rem 1.75rem 1rem;
  border-bottom: 1px solid var(--border);
  background: linear-gradient(180deg, #faf8f5 0%, var(--white) 100%);
}

.calc-header h2 {
  color: var(--navy);
  font-size: 1.35rem;
  margin-bottom: 0.35rem;
}

.calc-header p {
  color: var(--text-muted);
  font-size: 0.95rem;
}

.calc-body {
  padding: 1.5rem 1.75rem 1.75rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.75rem;
}

.calc-body.single-col {
  grid-template-columns: 1fr;
  max-width: 560px;
}

.form-group {
  margin-bottom: 1.1rem;
}

.form-group label {
  display: block;
  font-weight: 600;
  font-size: 0.88rem;
  color: var(--navy);
  margin-bottom: 0.4rem;
}

.form-group .hint {
  font-size: 0.78rem;
  color: var(--text-muted);
  font-weight: 400;
  margin-top: 0.25rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.85rem;
}

input[type="text"],
input[type="email"],
input[type="number"],
input[type="tel"],
select,
textarea {
  width: 100%;
  padding: 0.7rem 0.85rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 0.95rem;
  font-family: inherit;
  color: var(--text);
  background: var(--white);
  transition: border-color 0.2s, box-shadow 0.2s;
}

input:focus,
select:focus,
textarea:focus {
  outline: none;
  border-color: var(--navy-soft);
  box-shadow: 0 0 0 3px rgba(30, 74, 122, 0.15);
}

textarea {
  min-height: 130px;
  resize: vertical;
}

.input-prefix {
  position: relative;
}

.input-prefix span {
  position: absolute;
  left: 0.85rem;
  top: 50%;
  transform: translateY(-50%);
  color: var(--text-muted);
  font-weight: 600;
  pointer-events: none;
}

.input-prefix input {
  padding-left: 1.65rem;
}

.checkbox-group {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 0.55rem;
  font-weight: 500;
  font-size: 0.9rem;
  cursor: pointer;
  color: var(--text);
}

.checkbox-label input {
  margin-top: 0.2rem;
  width: auto;
  accent-color: var(--navy);
}

/* Results */
.results {
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.35rem;
  position: sticky;
  top: calc(var(--header-h) + 1rem);
}

.results h3 {
  color: var(--navy);
  font-size: 1rem;
  margin-bottom: 1rem;
  padding-bottom: 0.65rem;
  border-bottom: 1px solid var(--border);
}

.result-stat {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 0.45rem 0;
  font-size: 0.92rem;
  gap: 1rem;
}

.result-stat .label {
  color: var(--text-muted);
}

.result-stat .value {
  font-weight: 700;
  color: var(--navy);
  font-variant-numeric: tabular-nums;
  text-align: right;
}

.result-stat.highlight {
  background: var(--navy);
  color: var(--white);
  margin: 0.75rem -0.35rem 0;
  padding: 0.85rem 1rem;
  border-radius: var(--radius-sm);
}

.result-stat.highlight .label {
  color: rgba(255, 255, 255, 0.8);
}

.result-stat.highlight .value {
  color: var(--gold-soft);
  font-size: 1.2rem;
}

.result-stat.success .value {
  color: var(--success);
}

.result-note {
  margin-top: 1rem;
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.45;
}

/* Bracket visualizer */
.bracket-bars {
  display: flex;
  flex-direction: column;
  gap: 0.55rem;
  margin-top: 0.5rem;
}

.bracket-row {
  display: grid;
  grid-template-columns: 52px 1fr 70px;
  gap: 0.5rem;
  align-items: center;
  font-size: 0.82rem;
}

.bracket-row .rate {
  font-weight: 700;
  color: var(--navy);
  text-align: right;
}

.bracket-track {
  height: 28px;
  background: var(--cream-dark);
  border-radius: 6px;
  overflow: hidden;
  position: relative;
}

.bracket-fill {
  height: 100%;
  border-radius: 6px;
  transition: width 0.4s ease;
  min-width: 0;
  display: flex;
  align-items: center;
  padding-left: 0.5rem;
  color: white;
  font-size: 0.72rem;
  font-weight: 600;
  white-space: nowrap;
}

.bracket-row .tax-amt {
  font-weight: 600;
  font-variant-numeric: tabular-nums;
  text-align: right;
  color: var(--text);
}

.bracket-colors {
  --b0: #3d7ab5;
  --b1: #2d6a9f;
  --b2: #1e4a7a;
  --b3: #16345c;
  --b4: #c41e3a;
  --b5: #9e1830;
  --b6: #6b1020;
}

/* Comparison cards */
.compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.85rem;
  margin-top: 0.75rem;
}

.compare-card {
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 1rem;
  text-align: center;
  background: var(--white);
}

.compare-card.winner {
  border-color: var(--success);
  background: var(--success-bg);
}

.compare-card h4 {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 0.35rem;
  font-weight: 600;
}

.compare-card .big {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--navy);
  font-variant-numeric: tabular-nums;
}

.compare-card .tag {
  display: none;
  margin-top: 0.4rem;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--success);
}

.compare-card.winner .tag {
  display: inline-block;
}

/* ——— Guides ——— */
.guides-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 1.5rem;
}

.guide-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow);
}

.guide-card .tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--red);
  margin-bottom: 0.6rem;
}

.guide-card h3 {
  color: var(--navy);
  font-size: 1.1rem;
  margin-bottom: 0.5rem;
}

.guide-card p {
  color: var(--text-muted);
  font-size: 0.92rem;
  margin-bottom: 0.85rem;
}

.guide-card ul {
  margin-left: 1.1rem;
  color: var(--text);
  font-size: 0.9rem;
}

.guide-card li {
  margin-bottom: 0.35rem;
}

.article {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 2rem;
  box-shadow: var(--shadow);
  margin-bottom: 1.5rem;
}

.article h2 {
  color: var(--navy);
  margin-bottom: 0.75rem;
  font-size: 1.4rem;
}

.article h3 {
  color: var(--navy);
  margin: 1.5rem 0 0.5rem;
  font-size: 1.1rem;
}

.article p,
.article li {
  color: var(--text);
  margin-bottom: 0.75rem;
}

.article ul {
  margin: 0 0 1rem 1.25rem;
}

.article .callout {
  background: var(--warn-bg);
  border-left: 4px solid var(--gold);
  padding: 1rem 1.15rem;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  margin: 1.25rem 0;
  font-size: 0.92rem;
}

.table-wrap {
  overflow-x: auto;
  margin: 1rem 0 1.25rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.88rem;
  min-width: 520px;
}

.data-table th,
.data-table td {
  padding: 0.55rem 0.75rem;
  text-align: left;
  border-bottom: 1px solid var(--border);
}

.data-table th {
  background: var(--navy);
  color: var(--white);
  font-weight: 600;
  font-size: 0.8rem;
}

.data-table tbody tr:nth-child(even) {
  background: var(--cream);
}

.data-table tbody tr:last-child td {
  border-bottom: none;
}

.table-note {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 1rem;
}

/* ——— Contact ——— */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  align-items: start;
}

.contact-info {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.75rem;
  box-shadow: var(--shadow);
}

.contact-info img {
  border-radius: var(--radius-sm);
  margin-bottom: 1.25rem;
  aspect-ratio: 16 / 10;
  object-fit: cover;
  width: 100%;
}

.contact-info h2 {
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.contact-info p {
  color: var(--text-muted);
  margin-bottom: 1.25rem;
  font-size: 0.95rem;
}

.info-list {
  list-style: none;
}

.info-list li {
  display: flex;
  gap: 0.75rem;
  padding: 0.75rem 0;
  border-top: 1px solid var(--border);
  font-size: 0.92rem;
}

.info-list .icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: var(--cream);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 1rem;
}

.info-list strong {
  display: block;
  color: var(--navy);
  font-size: 0.85rem;
}

.contact-form-wrap {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.75rem;
  box-shadow: var(--shadow);
}

.contact-form-wrap h2 {
  color: var(--navy);
  margin-bottom: 0.35rem;
  font-size: 1.25rem;
}

.contact-form-wrap > p {
  color: var(--text-muted);
  font-size: 0.92rem;
  margin-bottom: 1.25rem;
}

.form-success {
  display: none;
  background: var(--success-bg);
  border: 1px solid #a8d5bc;
  color: var(--success);
  padding: 1rem 1.15rem;
  border-radius: var(--radius-sm);
  margin-bottom: 1rem;
  font-weight: 600;
}

.form-success.show {
  display: block;
}

/* ——— About ——— */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  align-items: center;
}

.about-content h2 {
  color: var(--navy);
  margin-bottom: 0.75rem;
}

.about-content p {
  color: var(--text-muted);
  margin-bottom: 1rem;
}

.values {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-top: 1.5rem;
}

.value-item {
  background: var(--cream);
  border-radius: var(--radius-sm);
  padding: 1rem;
  border: 1px solid var(--border);
}

.value-item strong {
  display: block;
  color: var(--navy);
  margin-bottom: 0.25rem;
}

.value-item span {
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* ——— CTA band ——— */
.cta-band {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  color: var(--white);
  padding: 3.5rem 1.25rem;
  text-align: center;
}

.cta-band h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  margin-bottom: 0.65rem;
}

.cta-band p {
  color: rgba(255, 255, 255, 0.8);
  max-width: 480px;
  margin: 0 auto 1.5rem;
}

.cta-band .hero-actions {
  justify-content: center;
}

/* ——— Footer ——— */
.site-footer {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.7);
  padding: 3rem 1.25rem 1.5rem;
}

.footer-grid {
  max-width: var(--max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 2rem;
  margin-bottom: 2.5rem;
}

.footer-brand .logo {
  color: var(--white);
  margin-bottom: 0.85rem;
}

.footer-brand p {
  font-size: 0.9rem;
  max-width: 28ch;
  line-height: 1.55;
}

.footer-col h4 {
  color: var(--white);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 0.85rem;
}

.footer-col a {
  display: block;
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.9rem;
  padding: 0.3rem 0;
}

.footer-col a:hover {
  color: var(--gold-soft);
}

.footer-bottom {
  max-width: var(--max);
  margin: 0 auto;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  font-size: 0.8rem;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 0.75rem;
}

.disclaimer {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.5);
  max-width: 70ch;
  line-height: 1.5;
}

/* ——— Misc ——— */
.badge-year {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-size: 0.72rem;
  font-weight: 800;
  padding: 0.2rem 0.5rem;
  border-radius: 4px;
  letter-spacing: 0.03em;
  vertical-align: middle;
  margin-left: 0.35rem;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  border: 0;
}

/* ——— Responsive ——— */
@media (max-width: 900px) {
  .hero-inner,
  .page-hero .container,
  .calc-body,
  .contact-grid,
  .about-grid,
  .tools-layout,
  .footer-grid,
  .steps {
    grid-template-columns: 1fr;
  }

  .page-hero img {
    max-height: 180px;
  }

  .tools-nav {
    position: static;
    display: flex;
    flex-wrap: wrap;
    gap: 0.35rem;
    padding: 0.75rem;
  }

  .tools-nav h3 {
    width: 100%;
  }

  .tools-nav a {
    margin: 0;
    background: var(--cream);
    font-size: 0.82rem;
  }

  .results {
    position: static;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 720px) {
  .nav-toggle {
    display: block;
  }

  .nav {
    display: none;
    position: absolute;
    top: var(--header-h);
    left: 0;
    right: 0;
    background: var(--white);
    border-bottom: 1px solid var(--border);
    flex-direction: column;
    padding: 0.75rem;
    gap: 0.25rem;
    box-shadow: var(--shadow);
  }

  .nav.open {
    display: flex;
  }

  .nav a.btn-nav {
    margin-left: 0;
    text-align: center;
  }

  .form-row,
  .compare-grid,
  .values {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .bracket-row {
    grid-template-columns: 44px 1fr 60px;
    font-size: 0.75rem;
  }
}